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Banking
Vocabulary
balance |
n.
the difference between credits and debits in
an account |
bank
charges |
n.
money paid to a bank for the bank’s services
etc |
branch |
n.
local office or bureau of a bank |
chequebook |
n.
book containing detachable cheques US
- checkbook |
cheque |
n.
written order to a bank to pay the stated sum
from one’s account US
- check |
credit |
n.
money in a bank a/c; sum added to a bank a/c;
money lent by a bank |
credit
card |
n.
(plastic) card from a bank authorising
the purchasing of goods on credit |
current
account |
n.
bank a/c from which money may be drawn
at any time US
- checking account |
debit |
n.
a sum deducted from a bank account |
deposit
account |
n.
bank a/c on which interest is paid US
- saving account |
fill
in |
v.
to add written information to a document to
make it complete |
interest |
n.
money paid for the use of money lent - interest
rate n. |
loan |
n.
money lent by a bank etc and that must be repaid
with interest |
overdraft |
n.
deficit in a bank account caused by withdrawing
more money than is paid in |
pay
in |
v.
[paid in] to deposit or put money in to a bank
account |
payee |
n.
person to whom money is paid |
paying-in
slip |
n.
small document recording money that you pay
in to a bank account |
standing
order |
n.
an instruction to a bank to make regular payments
|
statement |
n.
a record of transactions in a bank account |
withdraw |
v.
[-drew, -drawn] to take money out of
a bank account |
Company
Structure Vocabulary
Accounts
Dept. |
n.
department responsible for administering a company’s
financial affairs |
A.G.M.
(UK) |
abbr.
Annual General Meeting of a company’s shareholders
|
board
of directors |
n.
group of people chosen to establish policy for
and control a company |
chairman
(UK) |
n.
person who heads a Board of Directors; head of
a company; chairperson |
director |
n.
a member of the board of directors |
executive
officer (US) |
n.
person managing the affairs of a corporation |
headquarters |
n.
a company’s principal or main office or
centre of control |
manager
|
n.
person responsible for day-to-day running of a
dept. |
managing
director (UK) |
n.
senior director after the chairman responsible
for day-to-day direction |
Marketing
Dept. |
n.
department that puts goods on market, inc. packaging,
advertising etc |
organisation
chart |
n.
a table or plan showing a company’s structure
graphically |
Personnel
Dept. |
n.
department responsible for recruitment and welfare
of staff or employees |
president
(US) |
n.
the highest executive officer of a company; head
of a company |
Production
Dept. |
n.
department responsible for physical creation of
product |
Purchasing
Dept. |
n.
department responsible for finding and buying
everything for a company |
R
& D Department |
n.
department responsible for Research and
Development of (new) products |
reception |
n.
the place where visitors and clients report on
arrival at a company |
Sales
Department |
n.
department responsible for finding customers and
making sales |
shareholder |
n.
person who holds or owns shares in or a part of
a company or corporation |
vice
president (US) |
n.
any of several executive officers, each
responsible for a separate division |
Contracts
Vocabulary
agreement. |
n. an arrangement between two
or more people, countries etc; contract |
appendix
|
n.
additional or supplementary material at end of
contract, book etc |
arbitration |
n.
settlement of a dispute by a person chosen by
both parties |
article |
n.
a particular statement or stipulation in a contract
etc; clause |
clause |
n.
a particular statement or stipulation in a contract
etc; article |
condition |
n.
anything necessary before the performance of something
else |
express |
express
terms are those that are explicitly agreed, either
in writing or orally. (flexible) |
force
majeure |
n.
superior, power; unforeseeable event excusing
one party from fulfilling contract |
fulfil |
v.
to satisfy a condition; to complete the required
task; |
herein |
adv.
in here; in this (document etc) |
hereinafter |
adv.
in the following part (of this document etc) |
hereto |
adv.
to this (document etc) [eg: attached hereto] |
heretofore |
adv.
up until now; until the present; before this |
implied |
terms included without specifically being stated
e.g. Sale of Goods Act (legal requirements) |
null
and void |
invalid;
without legal force; not binding |
on
behalf of |
in
the interests of (person etc); for (person etc) |
on
the one hand |
on
one side - on the other hand on the other side
|
party |
n.
the person or persons forming one side of an agreement
|
stipulate |
v.
to specify as an essential condition |
terms |
n.
conditions or stipulations |
warrant |
v.
to give formal assurance; to guarantee |
whereas |
conj:
it being the case that; in view of the fact that
[in introduction to contracts] |
Employment
Vocabulary
bonus |
n.
additional pay given to employee as incentive
or reward |
curriculum
vitae (UK) |
n.
short account of one’s education, career
etc US - resume
|
dismiss |
v.
to remove or discharge from employment; to sack
US - to fire |
employer |
n.
person or firm who employs people - employee
n. person employed |
interview |
v.
an oral examination of an applicant for a job
|
make
redundant |
v.
[made] to dismiss because of not being needed |
maternity
leave |
n.
period of absence from work (for a woman) when
having a baby |
notice |
n.
advance warning of intention to resign - to
give or tender one’s notice v. |
perk |
abbr.
perquisite; something additional to regular salary
[eg: free meals; a car] |
personnel |
n.
the people who work for a firm |
personnel
officer |
n.
manager responsible for recruitment, training
and welfare of personnel |
promotion |
n.
advancement in rank or position - to promote
v. |
prospects |
n.
opportunity for success, promotion etc |
recruit |
n.
to look for and employ personnel |
resign |
v.
to give up a job - letter of resignation
n. |
retire |
v.
to leave employment, esp. because of age - retirement
n. |
salary |
n.
a fixed, regular payment, usually monthly, made
by employer to employee |
staff |
n.
the people who work for a firm or a particular
department; employees |
take
on |
v.
[took, taken] to employ; to hire |
Law
Vocabulary
barrister |
n.
a lawyer who pleads before a superior court |
brief |
n.
instructions to a barrister (from a solicitor) |
case |
n.
statement of the facts in a trial, esp. the argument
of one side |
contract |
n.
a formal agreement, usually in writing, between
two or more parties |
court
of law |
n.
the place where law cases are hear and decided;
court - courtroom n. |
evidence |
n.
information presented to a court to prove
or support a point in question |
guilty |
adj.
responsible for wrong; culpable - guilt n. not
guilty adj. |
judge |
n.
public official with authority to hear and decide
cases in a court of law - also v.
|
jury |
n.
a group of people chosen to hear the evidence
of a case and give a decision |
lawsuit |
n.
a trial at court between two private
parties |
lawyer |
n.
a person trained in law and who advises or represents
others |
plead |
v.
1 to defend a law case
2 to declare oneself to be guilty or
not guilty - plea n. |
sentence |
n.
1 decision of a court, esp. as to the
punishment 2 the punishment -
also v. |
solicitor
|
n.
lawyer advising clients & briefing barristers
|
sue
|
v.
to start legal action against someone in a court
of law - lawsuit n. |
sum
up |
v.
to summarise & review the evidence of a case
[said of a judge] - summing up n. |
trial
|
n.
a formal examination of a case in a court of law
- to try v. |
verdict |
n.
the formal decision or finding of a judge or jury
|
without
prejudice |
without
detriment or damage to a legal right or claim
|
Marketing
Vocabulary
brand |
n.
a particular make of product - to brand
v. - branded adj.
|
consumer |
n.
the person who buys and uses a product or service
- to consume v. |
cost |
v.
[cost, costed, costed] to estimate the price of
making a product - costing n. |
develop |
v.
to create a new product or improve an existing
one - product development n. |
distribution |
n.
the delivering of products to end-users, inc.
advertising, storing etc |
end
user |
n.
the person, customer etc who is the ultimate (and
so real) user of a product |
image |
n.
the concept or perception of a firm or product
held by the general public |
label |
n.
small piece of paper, metal etc on a product giving
information about it |
launch |
v.
to introduce a new product, with publicity etc
- product launch n. |
mail
order |
n.
the selling of goods by post - mail-order
catalogue n. |
market
research |
n.
study of consumers’ needs & preferences,
often for a particular product |
packaging |
n.
the wrapping or container for a product |
point
of sale |
n.
the place where a product is actually sold to
the public |
product |
n.
something made to be sold; merchandise [includes
services] - to produce v. |
public
relations |
n.
creation and maintenance of a good public image
- public relations officer n. |
registered |
adj.
registered or officially recorded as a trademark
|
sponsor |
n.
firm supporting an organisation in return for
advertising space |
S.W.O.T |
abbr.
Analysis tool - Strength, Weaknesses, Opportunities,
Threats |
total
product |
n.
the whole product, inc. name, packaging, instructions,
reliability, after-sales etc |
trademark |
n.
special symbol, design, word etc used to represent
a product or firm |
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